Ubwishyu bwa terefone buje, hamwe nibisobanuro byinshi bizaza byatejwe imbere.
Mu myaka mike ishize, ubwishyu bwa mobile bwari igitekerezo gusa, ariko ubu yinjiye vuba mubuzima bwacu bwa buri munsi. Irashobora. Nyuma yo kubona intambara zikaze nko gukundwa kwa alpay, amabahasha atukura, kandi amarushanwa ya Digisi, abatwara Disiki, hamwe nabatwara mobile mumirima yo kwishyura mobile yabaye cyane.
Kwishura kuri terefone birashobora kugabanywamo ibyiciro bitatu ukurikije uburyo bwo kwishyura:Kwishura kure, ubwishyu bwo kurega, no kwishyura ikarita. Urunigi rwamafaranga yose yo kwishyura rufite abakoresha ba mobile, abatanga serivisi zo kwishyura, abatanga porogaramu, abatanga ibikoresho, abacuruzi, abacuruzi, nabakoresha amaherezo.
Nubwo ubwishyu bwa terefone byoroshye kandi byihuse, raporo yo kuva 2015 yerekanye ko hariho "ingaruka nto" mu kwishyura mobile. ALIPAY amakuru yerekana ko ubwishyu bwa mobile muburengerazuba buyobora igihugu. Muri 2014, ukurikije igipimo cy'ibikorwa byo kwishyura bya mobile muri buri ntara, Tianxi, Ningxia, na Mongoliya y'imbere, kandi Mongoliya Imbere y'imyanya ine ya mbere. Ibinyuranye, Beijing, Shanghai, na Guangai, na Guangang bashyize ku ya 29 gusa, 24, naho icya 16 mu Ntara ya 34 mu Ntara (Urwego rw'ubuyobozi mu gihugu. Ibi bitandukanye nibyo dusanzwe dutekereza. Nubwo byoroshye kwishura mobile mubuzima bwacu bwa buri munsi, kimwe cya kabiri cyabakoresha ntibakoresha ubwishyu bwa mobile. Ni izihe mpungenge z'abakoresha badakoresha ubwishyu bwa mobile? Ubushakashatsi bwerekana ko mubajijwe badakoresha ubwishyu bwa mobile, nka 71.7% byabakoresha interineti mobile bahangayikishijwe nibibazo byumutekano nkamafaranga namakuru. Usibye ibibazo byumutekano, abakoresha nabo bahangayikishijwe na terefone zigendanwa ntabwo bashyigikira imikorere yo kwishura mobile, inzira yo kwishyura cyane, sisitemu idahungabana, ibintu bigarukira byo kwishyurwa, kandi birababaje.
Imbere mu nganda zasesenguwe, "niba tuvuze ukurikije umutekano, yoroshye, hamwe n'ibyuma bimaze gutsinda inzitizi. Kandi ikintu gikomeye kizaza kizabaho ubushobozi bwo gutera inkunga."
Kubijyanye na tekinoroji yo kubwishyu hamwe nuburyo bwo kwishyura QR, ubwishyu bwo kurega no kongeramo amayeri menshi, mugihe umushahara ukomeye muri QR hamwe na tagisi.
Hamwe no kwamamare kwishura, "Kwishyura hafi & Kwishura kure" byahindutse icyerekezo.
Muri iki gihe, ibintu byinshi kandi byinshi byatangiye gushyira mubikorwa imishinga yo kwishyura. Imishinga nka "Ibitaro bizaza", "Bus y'Ubwami", na "Ubuzima bw'ejo hazaza Plaza" yatangijwe n'umufuka wa Alipay butuma abakoresha bashoboza kuzuza ibinyabiziga, guhaha, no kwitwara ku rwego rwo kwishyura kumurongo. Irimo ubuzima bwubuvuzi, serivisi za leta, hamwe nuturere twubucuruzi mu mijyi bidasubirwaho, kandi twubaka ibintu bya O2O biboneye.
Ubwishyu bwa terefone burangwa no korohereza, ikoranabuhanga, n'umutekano, bituma uburyo rusange bwo kwishyura no kwemerwa nabantu benshi. Ukurikije ikoranabuhanga ryo kwishyura, ibihe byibanga rya digitale byinjije ibihe byibinyabuzima bya biometric. Usibye kwishyura urutoki rwa mobile, ibigo byinshi byatangiye gushakisha amafaranga yo kumuhanda.