Kutshanje, umanyano ukhuphe ingxelo yophuhliso lwe-2020 yeBhanki ye-2020 yeKhadi le-2020 ye-China, iquka ukuphuculwa kunye nokuziphatha kwekhadi lebhanki kunye neshishini lokuhlawula.
Njengendlela yokuhlawula evelayo esekwe kwi-NFC, isikali sentengiselwano ye-intanethi kunye ne-intanethi meko yenzekile kwiminyaka yakutshanje. Iphuhlise ibe yenye yeemveliso eziphambili zentlawulo. Ekupheleni kukaHuawei, uchaze, uVivo, uXiaomi, Samsung, Mesizo, ne-Mesizo, kunye nezinye izinto eziPhakamileyo ziphulukene nentlawulo yefowuni.
Ngokwengxelo, ekupheleni kuka-2019, ivolumu yokukhutshwa kwekhadi le-Unionpay Mobile Paitpasass idlulile kwizigidi ezingama-76. Ngo-2019, bekukho ngaphezulu kwe-700 yezigidi zeetransekshini ekhawulezileyo. Imali yayo yentengiselwano iphantse ibe ngama-300 eebhiliyoni yuan, ukwanda kwe-50% xa kuthelekiswa nexesha elifanayo kunyaka ophelileyo.
Ngokuphathelele ukusetyenziswa kweemodeli ezahlukeneyo, i-Apple ye-Apple ye-Apple ye-Apple yeKhadi le-Apple yonyuswe zizigidi. Inani kunye nenani lentengiselwano enyuke phantse i-30% kunye ne-15% ye-15% - kwi-15% - kwi-NINI - Unyaka, yexabiso lentengiselwano yenani lilonke kunye nenani lentengiselwano.
I-Net Reuase Clouances ye-Android Mobile SportPass yayingaphantse i-10 yezigidi. Inani lentengiselwano kunye nexabiso lentengiselwano enyuke malunga ne-160% ne-720 ngonyaka - kwi-US: unyaka. Intengiselwano engaphandle kwe-intanethi ibalelwa malunga ne-84% kwaye inani lilonke lentengiselwano ibalelwa kwi-97%.
Ngokuphathelele ukunyuka kwe-net kwikhadi lokubopha ngokukhawuleza, i-Huawei Pay ibekwe kuqala, inika ingxelo malunga ne-47%. Ngokwemeko yemeko, iibhasi kunye neentengiselwano zendlela zibalelwa kwi-40% yethamo yeselula ekhawulezileyo, kunye nenxalenye yeevenkile ezinkulu, kunye nezinye iimeko ezikwisibini kunye nesithathu.
Ngokweemveliso kunye nemisebenzi, iimodeli eziphambili ze-Android ze-Android Ifowuni enjenge-Huawei, Xiami, ichasise i-Samsung "iKhowudi ye-QR", ikhuthaze intlawulo yeselula yokuxhasa ngaphezulu kwe-90% yabasebenzisi. Umsebenzi we-Apple Unionpay QR Umsebenzi uya kusungulwa kungekudala. Yonke le miyalezo - Ikhowudi enye ye-QR iya kuxhaswa ngelo xesha.
Ukongeza kuyo yonke - kwi - Ikhowudi enye ye-QR, iManyano ye-UnitedPay ikhuphe iimveliso ezahlukeneyo zokuhlawula ezifana nefowuni yefowuni, ukupeyinta, njl.
Ekupheleni kuka-2019, umsebenzi we-Unionpay Pors weefowuni uxhaswe ngcelele lwe-Huawei, uthotho, uthotho lwe-GARE, umxube we-xiami2s, mi9, kunye nezinye iimodeli zefowuni. Ngo-2019, i-chinarpay ngokuqhubekayo iphucule ukhuseleko kunye nokuthembeka kweenkonzo zayo zokugcina iifowuni zezinto eziphathwayo zezinto eziphathwayo zentengiselwano kwaye zichonga ngokufanelekileyo intlawulo engagunyaziswanga.
Ngaphaya koko, iimveliso ezibhalwe "I-Unionpay Tapping" Ingcaciso yotshintshiselwano ngokudibana phakathi kwefowuni kunye nethegi ye-NFC efakelweyo ye-NFC, enciphisa iindleko zefowuni yomthengisi. Kwangelo xesha, iphakame - Iipropathi zoKhuseleko ezinje ngeTamper - Ubungqina kunye ne-Anti - Ikopi, enokuthi ibonelele ngeenkonzo ezincinci nezincinci zokuhlawula. Ekupheleni kuka-2019, bangaphezu kwe-150,000 abathengisi be-150,000 bebexhasa ukuhlawula iintlawulo. Kwakukho ngaphezulu kweebhanki ezingama-20 neyesithathu - Abafumana iqela.
Ukongeza, i-Smart i-Smart nayo inokuxhasa ikhawulesa ye-Unitpay. Okwangoku, izixhobo eziphambili ezine ezinjenge-Huawei, Xiami, i-Apple, kunye ne-Samsung zonke ii-wallet ze-smart ze-smart ziyanxiba. I-Swatch, uLakala, Garmin, i-MOBSE, i-AMAKIT, kwaye ezinye iimpawu zineemveliso ezihambelanayo ze-smart ziyanxiba.
Ezi mveliso zilapha ngasentla kwi-Unionpay ikhawulezi kwaye inxibe i-smart izinxibisa i-China PreserPay yeMveliso yeNdawo yokuHlola ye-China yokuqinisekisa ukuba imisebenzi yefowuni engenamnxeba ihlangabezana nenkcazo yekhadi le-Unionpay kunye neenkcazo zentlawulo yefowuni. Kwangelo xesha, intsebenzo yemveliso kunye nokuhambelana kufuneka iqwalaselwe. Ekupheleni kuka-2019, iimveliso ezili-157 zaqinisekiswa kwixesha lokuqinisekiswa kwesiqinisekiso, kubandakanya iindidi ezili-134 zeefowuni eziphathwayo, i-Smart ezingama-22 ziyanxiba, kunye nemveliso eyi-1 yemveliso eyi-1. Ke ngoko, i-NFC - Ifowuni yeselula isenziwa yeyona ndlela iphambili yokungqinisisa iimveliso zentlawulo ngefowuni ngokubanzi.
Ngaphandle kwentlawulo yeselula, amakhadi endlela yeefowuni eziphathwayo aphuhlisiwe ngokukhawuleza. I-Apple Pay inokuxhasa iBeijing - Ikhadi le-hebei iKhadi Exlelanisayo yeHebii, Shenzhen Tong, kunye neYokeng Tong. Inani lamakhadi othutho oluxhaswayo sele efikelele kwi-4. Ukongeza, abavelisi befowuni e-China bakhokele. I-Huawei Pay kunye nabanye amakhadi othutho baxhasa abantu abaninzi abangama-40, kwaye bambalwa baxhasa ngaphezulu kwe-10. Ngenkxaso "ngenkxaso" ye-Inbuny S - Union ", kukho izixeko ezingama-270 ezinokuxhaswa.
Ngaphantsi komgangatho weselula ngokukhawuleza kunye nophuhliso olupheleleyo lwamakhadi othutho oluhambahambayo, intlawulo ye-NFC inakho ukuguqula imeko kwaye ifumane inkobe enkulu yentengiso?