Indaleko yoTekhnoloji yokuhlawula engenamsebenzi
Itekhnoloji yokuhlawula engenamsebenzi iguqule imbonakalo yeRetail, ibonelela kakuhle ngokuphuculweyo kunye nesantya sabemi bobabini kunye namashishini. Njengoko imfuno yeentetho ezikhawulezayo nefanelekileyo ziyaqhubeka nokuphakama, i-tendale, abavelisi, kunye neefektri zineenkqubo ezingenamsebenzi. Ukusuka ekuqalisweni kwayo kusetyenziswa i-Dracimast Ukuchongwa kwerediyo (i-RFID) kwiTekhnoloji yoNxibelelwano lweNdawo (i-NFC) ibe yinto ebaluleke kakhulu ekunciphiseni ukunxibelelana ngokwasemzimbeni, ngakumbi ngexesha lenkxalabo yezempilo eyandisiweyo.
Ukunyuka kweentlawulo zonxibelelwano
Idatha evela kwiminyaka yakutshanje ibonisa ukwanda okukhulu kokuthathwa komtshato. Ngo-2021, ngaphezulu kwe-53% yentengiselwano yehlabathi yenziwa ngeendlela zonxibelelwano, ukutsiba okukhulu kwe-37% ngo-2019. Olu tshintsho luqhutywa ngokukhetha kwabathengi ukuba ikhuseleke kwaye ixhaswe yinkxaso yenkunkuma kwaye ixhaswe yinkxaso yenkunkuma.
Izifundo zeTekhnoloji ngokuhamba kwexesha
Ukuhambela phambili kwezobuchwephesha njengoqinisekiso lwedatha eguqukayo (i-DDA) kunye nokuthathwa kwentlawulo ineentlawulo zonxibelelwano. Ezi zicelo zinezinto ezinokubakho zilungiselelwe ukuqinisekisa abathengi kunye namashishini ngokufanayo ngengqibelelo yenkqubo.
Iimpawu zokhuseleko zeunxibelelwanos
I-terminals engahambiyo ixhotywe i-State - Yakho - Amanyathelo ezokhuseleko ukukhusela idatha yomsebenzisi kunye nokukhusela ubuqhetseba. Ezi nkqubo zenzelwe ukulungisa izinto ezixhalabisayo ezinxulunyaniswa nokuqhekezwa kwedatha kunye nokufikelela okungagunyaziswanga.
Uncryption kunye nokuthathwa kwengqondo
Intengiselwano nganye inxibelelana ithokheni eyahlukileyo, iqinisekisa ukukhuselwa kwedatha ebuthathaka. Le datha efihliweyo ayisebenzi kwizinwele, ukongeza ungqimba wonqabiseko. Iifektri kunye nabavelisi babamkele ezi teknoloji zokuphucula ukhuseleko kwinethiwekhi kuzo.
Ukuqinisekiswa kwedatha eguqukayo (i-DDA)
I-DDA idala ikhowudi yentengiselwano eyahlukileyo kwintlawulo nganye, ukuthintela ukusetyenziswa okungagunyaziswanga nokuba indawo yokuthabatha idatha yenzeka. Itekhnoloji yelicandelo elibalulekileyo kwisakhelo sezokhuseleko seNtlawulo ye-noxilozelelo.
Umngcipheko kunye neNtlawulo yeNtlalontle
Ngaphandle kweengenelo, iinkqubo zokuhlawula ezingenamsebenzi azikhuselekanga kubungozi. Izifundo zamva nje zibonise ukuba izikhalazo zobuqhetseba ezinobuqhetseba zinyuke kakhulu phakathi kuka-2018 kwaye i-2021, iqhutywa ngokusetyenziswa gwenxa amakhadi ngaphandle kweeprothokholi zokhuseleko eziyimfuneko.
Inokubangela gwenxa
Ukucofa kweentlawulo zonxibelelwano, ezihlala zingafuni ukuqinisekiswa kwePOP ukuze kubekho imida ephantsi kwemida ethile, kuxhatshazwa ngabaphuli mthetho usebenzisa amakhadi alahlekileyo okanye abiwe. Ngamanye amaxesha, abaninimzi bekhadi abayazi ukusetyenziswa gwenxa de baphonononge iingxelo zeakhawunti yazo.
I-Skiming kunye nedatha
Ababuqhophololo banokusebenzisa izixhobo ezingekho mthethweni kwiindawo ezinabantu abaninzi ukuya kwi-skim idatha evela kubantu abangafundanga. Nangona ulwazi olufunyenweyo luhlala lunqunyelwe, lusenokusetyenziselwa ezinye izinto ezimbi, zibalaselisa imfuneko yokuphuculwa okuqhubekayo kokhuseleko.
Ukuthelekisa ngokungafaniyo namakhadi e-EMV Chip
Zombini amakhadi anonxibelelwano kunye ne-EMV Chip inikezela ukhuseleko olwenziweyo xa kuthelekiswa namakhadi emigca yemveli. Nangona kunjalo, kukho ukungafani okwahlukileyo kumanyathelo abo okhuseleko kunye namava abasebenzisi ngokubanzi.
Urhwebo lwezokhuseleko - Offs
Amakhadi e-EMV Chip afuna ukunxibelelana ngokwasemzimbeni kunye ne-terminal kwaye idla ngokufuna ukungena kwePIN, esenza ukuba ukhuseleke kancinci ngokomsebenzi wokuqinisekiswa komsebenzisi. Ngokwahlukileyo, amakhadi anonxibelelwano abonelela ngesantya kunye nokulula, okuza norhwebo oluncinci - Ngaphandle kokhuseleko ngenxa yokungabikho kwesiqinisekiso esinyanzelekileyo.
Ukhetho lwabathengi kunye neziphumo zeshishini
Uphando lubonisa ukhetho olukhula lwabathengi olukhulayo lweentlawulo ezingenamdla ngenxa yesantya sabo kunye nokukhululeka kokusetyenziswa. Ngenxa yoko, amashishini, kubandakanya abathengisi nabavelisi kunye nabavelisi, bahlengahlengisa iinkqubo zabo zokulungiselela ezi zinto zikhethwayo ngelixa zigcina imigangatho yokhuseleko eyomeleleyo.
Ukujongana neembono eziphosakeleyo malunga nokhuseleko lokunxibelelana
Iimbono eziphosakeleyo malunga neentlawulo ezingahambelani zihlala zichaza abasebenzisi abanokubakho ukuba bangamkele itekhnoloji. Kubalulekile ukulungisa ezi zinto zixhalabisayo ukukhuthaza ukwamkelwa ngokubanzi.
Iintsomi ze-elektroniki
Uninzi luloyiko lokuba izaphuli-mthetho zinokufikelela ngokulula ulwazi olungenamngcipheko, kodwa umngcipheko ungakhathali ngokuthelekiswa nobusela bekhadi lenyama. Imigaqo engqongqo kunye neendlela ezinobuchule obufumeneyo ziqinisekisa umngcipheko omncinci wokuthatha i-etropocketing ye-elektroniki.
Uxanduva lokujongana nobuqhetseba
Amaziko emali anemigaqo-nkqubo yendawo yokubuyisela abanini bamakhadi kwintengiselwano engagunyaziswanga, ukunciphisa umngcipheko onxulumene neentlawulo zonxibelelwano. Uninzi lweentengiselwano ngaphezulu kwesixa esithile sokungena, ukongeza olunye ungqiwulo lokukhusela.
Indima yamaZiko eMali ekuqinisekiseni ukhuseleko
Amaziko ezemali adlala indima ebalulekileyo ekugcineni ukhuseleko lweenkqubo zokuhlawula ezingenamsebenzi. Batyala imali eninzi kwitekhnoloji ephezulu kunye neendlela zokuthintela ubuqhetseba ukhuseleko lwedatha yomsebenzisi.
Ukubeka iliso eliqhubekayo kunye nohlaziyo
Imibutho yezemali ihlala ibeka esweni iipateni zentengiselwano yokufumana i-anomies kwaye ikhusele ubuqhetseba. Uhlaziyo rhoqo kwiiprotocol zokhuseleko uqinisekisa ukuba ubungozi buyeyona nto ithathelwa ingqalelo, ukugcina inkqubo ye-ecosystem ikhuselekile.
Imfundo yabathengi kunye nenkxaso
Iibhanki kunye namaziko ezemali abaluleke kakhulu ekufundiseni abathengi malunga neendlela ezilungileyo zokusebenzisa iintlawulo zonxibelelwano. Oku kubandakanya isikhokelo kwimisebenzi yeakhawunti yokubeka iliso kwaye ngoko ngokukhawuleza ukungqinisisa.
Ii-wallets zefowuni njengenye indlela ekhuselekileyo
Ii-Wallets zefowuni ziye zavela njengenye indlela ekhuselekileyo yokuhlawula iintlawulo ezinxibelelanayo, esebenzisa amanyathelo okhuseleko afanelekileyo njengee-biometrics kunye nokuthathwa kwengqondo.
Iimpawu zokhuseleko eziphuculweyo
Iimpawu ezifana nokwamkelwa komnwe kunye ne-ID yazo yokubonelela ngomaleko ongezelelweyo wokhuseleko, ukwenza i-wallet yefowuni ekhethiweyo kubasebenzisi abaninzi. Ezi zinto zaselwandle zikwasebenzisa ukuthathwa, apho iinkcukacha zekhadi zithatyathelwa endaweni yesazisi esahlukileyo.
Ukunqongophala kunye nokuqwalaselwa
Ngelixa ii-wallet zefowuni zibonelela ngokhuseleko, zixhomekeke ekusebenzeni ngesixhobo kunye nokwamkelwa ngabathengisi, ibalaselisa ukubaluleka kokuba namakhadi emzimbeni njengendawo yokugcina.
Umthengi oqhele ukuSebenza okukhuselekileyo
Abathengi banokuthatha amanyathelo aliqela ukuphucula ukhuseleko lonxibelelwano lwabo lokunxibelelana. La manyathelo anceda ukunciphisa umngcipheko kwaye aqinisekise ukusetyenziswa okukhuselekileyo kweentlawulo zonxibelelwano.
Ukuhlolwa kweakhawunti rhoqo
Ukujonga rhoqo iingxelo zeakhawunti kunye nezilumkiso zentengiselwano zinokunceda ekufumaneni imisebenzi engagunyaziswanga kwangethuba, ukuvumela ukunika ingxelo ngokukhawuleza kunye nokunciphisa ilahleko enokubakho.
Ulawulo lweKhadi elinoxanduva
Ukukhusela amakhadi emzimbeni kunye nokuncitshiswa kokubonakaliswa kwabo kwiindawo zikawonke-wonke kunokunciphisa kakhulu ingozi yobusela. Sebenzisa abanini-khadi okanye i-RFID - I-Wallets yongeza umaleko ongezelelweyo wokhuseleko.
Inkqubela phambili yexesha elizayo kunxibelelwano lwentlawulo
Ikamva leentlawulo ezingenamsebenzi izithembiso ezithenjiswe kukhuseleko olukhulu njengeetekhnoloji ziyaqhubeka zivela. Abaphandi kunye nabaphuhlisi baphonononge iindlela ezintsha zokuphucula amanqaku okhuseleko kubathengi kunye namashishini.
Itekhnoloji ekhulayo
Inkqubela phambili efana nokuqinisekiswa kwe-bigometric, i-algorithm ephuculweyo, kwaye iindlela zokufunda eziphuculweyo ziya kudlala indima ebalulekileyo kwisizukulwana esilandelayo sentlawulo yokunxibelelana.
Uphuhliso olulawulayo
Amaziko olawulo lwehlabathi ayakhula rhoqo kwaye ehlaziya imigangatho ukuqinisekisa ukhuseleko kunye nokhuseleko lweenkqubo zokuhlawula ezingenamsebenzi, ukubonelela ngenkqubo-sikhokelo yezixhasi eziqhubekayo.
Ukulungelelanisa lula nokhuseleko kwiintlawulo ezingenamdla
Ngelixa iinkqubo zokuhlawula ezingenamsebenzi zibonelela ngokulula kakuhle, kubalulekile ukugcina ibhalansi ngamanyathelo okhuseleko. I-HEESALET, abavelisi, kunye neefektri kufuneka bahlole kwaye baphucule iinkqubo zabo zokuhlawula ukuqinisekisa ukusebenza ngokukuko nokhuseleko.
Ukuthenjwa kwabathengi kunye nokwamkelwa komntwana abengowomnye umntu
Ukwakha iTrasti yabaThengi kubalulekile ukuze bafumane intlawulo yokunxibelelana. Ngokuphumeza iiprothokholi zokhuseleko ezinamandla, amashishini anokubonelela abasebenzisi ngokuzithemba ukwamkela ezi teknoloji ngokupheleleyo.
Uphuculo oluqhubekayo kunye nophuculo
Njengoko iinkqubo zentlawulo ezingathandekiyo zivela, ukuqhubeka konevalo kunye nophuculo lwamanyathelo okhuseleko kubalulekile ekusombululeni izoyikiso ezivelayo kunye nokuqinisekisa ukhuseleko lwentengiselwano yehlabathi.
GolongNika izisombululo
UGolong ubonelela ngezisombululo ezibanzi zokuphucula ukhuseleko kunye nokusebenza kakuhle kweenkqubo zokuhlawula ezingenamsebenzi. Isimo sethu - se-IT - I-ART - I-ART - ART - Uguqulelo lwe-golong luyeyona nto encwintelweyo, ithole, kunye neempawu ze-biometric zibonelela ngenqanaba lokhuseleko elingafaniyo, ethetha ngemiceli mngeni yanamhlanje yokhuseleko ngokufanelekileyo. Iqabane eline-golong lokuphucula ukhuseleko lwenkqubo yakho yokuhlawula kunye nokuthemba, ukuqinisekisa ukuthengiselana okungenamthungo nangokhuseleko kwishishini lakho kunye nabathengi.
