Ubwihindurize bwikoranabuhanga ritabonanye
Ikoranabuhanga ritabonanye ryahinduye ahantu hacururizwaga, gutanga uburyo bworoshye kandi twihuta kubaguzi no mubucuruzi. Nkibisabwa ibikorwa byihuse kandi bikora bikomeje kuzamuka, abakora, nimwe, nimpaka, hamwe na gahunda zitumvamo. Kuva yatangijwe no gushikama hakoreshejwe imenyekanisha rya radiyo (RFID) hafi yitumanaho ryumurima (NFC), sisitemu yamatanwa byabaye ngombwa mukugabanya imibonano yumubiri, cyane cyane mugihe cyibibazo byubuzima.
Kuzamuka kwishura
Amakuru kuva mumyaka yashize yerekana kwiyongera kugaragara mu kurera abantu. Kugeza ku 2021, hejuru ya 53% yubucuruzi bwisi yose byakozwe hakoreshejwe uburyo butarenze, gusimbuka cyane cyane muri 2019. Iyi shift yakuweho cyane cyane kubikorwa byihuta kandi byihuse kandi bifata inkunga.
Kuzamura ikoranabuhanga mugihe
Iterambere ryikoranabuhanga nkiryo shingiro ryo kwemeza amakuru (DDA) no gushinyagurira byongeye kwishura amafaranga atagira amacandwe. Udushya twagize uruhare runini mu guhumuriza abaguzi n'ubucuruzi bihwanye n'ubunyangamugayo bwa sisitemu.
Ibiranga umutekano byaKuramo Pordals
Twandikire Pordials ifite ibikoresho bya leta - ya - Ingamba z'umutekano - Ingamba z'umutekano zo kurengera amakuru y'abakoresha no gukumira uburiganya. Izi sisitemu zagenewe gukemura ibibazo byiyongera bifitanye isano no kurenga kwamakuru no kugera kubitemewe.
Encryption no gushinyagurira
Buri bucuruzi butagira inenge butanga ikimenyetso cyihariye gihishe, cyemeza ko amakuru yoroheje. Aya makuru ahishe ntacyo amaze kuba Hackers, yongeraho urwego rukomeye rwumutekano. Inganda n'abakora bafashe izo ngero zo kuzamura umutekano wo kwishyura hakurya.
Dynamic Kwemeza (DDA)
DDA ikora kode idasanzwe kuri buri bwishyu, irinde gukoresha ibitemewe nubwo amakuru yafashwe atabaho. Iri koranabuhanga nikintu gikomeye mumutekano wishyurwa bidasubirwamo.
Ingaruka n'intege nke mu kwishyura bidahwitse
Nubwo ibyiza byabo, sisitemu yo kwishyura ntabwo ikingiwe intege nke. Ubushakashatsi buherutse gukorwa bwerekanye ko ibibazo by'ikarita bitari byo byiyongereye cyane hagati ya 2018 na 2021, bitwarwa no gukoresha nabi amakarita nta nshingano z'umutekano.
Ubushobozi bwo gukoresha nabi
Ubusa bwo kwishyura butajyanye, akenshi ntibisaba kugenzura PIN kubikorwa byimipaka yihariye, byakoreshejwe nabagizi ba nabi ukoresheje amakarita yatakaye cyangwa yibwe. Rimwe na rimwe, abafite amakarita ntibazi gukoresha nabi kugeza basuzumye konti yabo.
Gusimbuka no gufata amakuru
Abakarabushake barashobora gukoresha ibikoresho bitemewe ahantu hasukuye abantu basimbuka amakuru kubantu batabishaka. Nubwo amakuru yabonetse akenshi, arashobora gukoreshwa mubindi bikorwa bibi, byerekana ko iterambere ryumutekano rikomeje.
Kugereranya amakarita ya emv
Nibintu byatanditse kandi EMV Chip Chip itanga umutekano mwinshi ugereranije namakarita gakondo ya magnetic. Ariko, hariho itandukaniro ritandukanye mubipimo byumutekano ndetse nuburambe muri rusange.
Ubucuruzi bwumutekano - Offs
Ikarita ya Chip ya EMV isaba guhuza umubiri na terminal kandi akenshi ikenera kwinjira, bituma bikaba bifite umutekano gato mubijyanye no kugenzura abakoresha. Ibinyuranye, amakarita adasanzwe atanga umuvuduko no korohereza, bizana mubucuruzi buto - hanze mumutekano kubera kubura ibishushanyo mbonera byabakoresha kubikorwa bito.
Ibyifuzo byabaguzi nubucuruzi
Ubushakashatsi bwerekana uburyo bwo kwiyongera kwishura butagira amabuye kubera umuvuduko wabo no koroshya gukoresha. Kubera iyo mpamvu, ubucuruzi, harimo abacuruzi n'abakora, bahanganye na sisitemu zabo kugira ngo bakire ibyo bakunda mu gihe babungabunga ibipimo by'umutekano.
Gukemura imyumvire itari yo kubyerekeye umutekano utagira amatara
Ibitekerezo bitari byo kwishyurwa bidakunze gukumira abakoresha gufata iki gikorwa. Ni ngombwa gukemura ibyo bibazo kugirango uteze imbere kwemerwa no gukoresha imikoreshereze.
Amashanyarazi ya elegitoroniki
Benshi batinya ko abagizi ba nabi bashobora kubona byoroshye amakuru atagira ingano yo kwishyura, ariko ibyago ntibisanzwe ugereranije nubujura bwamakarita yumubiri. Amabwiriza akomeye hamwe nuburyo bukomeye bwo kwifatira neza ibyago bike byo gufata amajwi ya elegitoroniki.
Inshingano zo gucuruza uburiganya
Ibigo by'imari bifite politiki yo gusubizwa abanyamahanyo kubera ibikorwa bitemewe, bigabanya ibyago bifitanye isano n'ubwishyu butagira. Ibikorwa byinshi hejuru yamafaranga runaka bisaba kwinjira muri PIN, wongeyeho ikindi gice cyo kurinda.
Uruhare rw'ibigo by'imari mu kubungabunga umutekano
Ibigo by'imari bigira uruhare rukomeye mu kubungabunga umutekano wa sisitemu yo kwishyura. Bashora imari cyane ikoranabuhanga ryateye imbere na uburyo bwo gukumira bukabije bwo kurinda amakuru y'abakoresha.
Gukomeza gukurikirana no kuvugurura
Imibiri yimari ikomeza gukurikirana imiterere yubucuruzi kugirango itangire anomalies kandi irinde uburiganya. Ibishya bishya kuri protocole yumutekanomeza ko intege nke zivugwa vuba, komeza ibidukikije byo kwishyura.
Amashuri y'abaguzi n'inkunga
Amabanki n'ibigo by'imari ni ngombwa mu kwigisha abaguzi imigenzo myiza yo gukoresha ubwishyu butagira. Ibi bikubiyemo ubuyobozi bwo gukurikirana ibikorwa bya konti no guhita utanga ibisobanuro byose biteye amakenga.
Mobile mobile nkubundi buryo butekanye
Mobile Mobile yagaragaye nkubundi buryo butekanye bwishyurwa bidasubirwaho, gukoresha ingamba zumutekano zambere nka biometric.
Kuzamura umutekano
Ibiranga nkibijumba byintoki no mumaso igaragara bitanga urujya n'uruza rw'umutekano, bigatuma inkuta za mobile ihitamo kubakoresha benshi. Iyi myambaro nayo ikoresha ibinyanyiriro, aho amakuru yamakarita asimburwa nindangamuntu idasanzwe.
Imipaka n'ibitekerezo
Mugihe inkuta zigendanwa zitanga umutekano, zishingikiriza kubikoresho bya mobile bikora no kwemerwa nabacuruzi, byerekana akamaro ko kugira akamenyero ko kugira amakarita yumubiri nkigitugu.
Umuguzi Ibikorwa byiza byo gukoresha neza
Abaguzi barashobora gufata ingamba nyinshi zo kongera umutekano wibikorwa byabo bitabarika. Izi ngamba zifasha kugabanya ingaruka no kwemeza imikoreshereze yishyurwa bidahwitse.
Gukurikirana konti isanzwe
Guhora ugenzura amakuru hamwe nubugenzuzi bwubucuruzi birashobora gufasha kumenya ibikorwa bitemewe hakiri kare, bituma gutanga raporo byihuse no kugabanya igihombo.
Ubuyobozi bw'ikarita bushinzwe
Kurinda amakarita yumubiri hanyuma ukureho kugabanya imyanya rusange birashobora kugabanya cyane ibyago byubujura. Gukoresha amatungo cyangwa RFID - Guhagarika Wallets byongeraho umutekano winyongera.
Iterambere ry'ejo hazaza mu mutekano utabonana
Ejo hazaza h'umushahara utabonana usezeranya umutekano ndetse n'umutekano munini ukomeje guhinduka. Abashakashatsi n'abashinzwe gushakisha barimo gushakisha uburyo bushya bwo kuzamura imiterere yumutekano kubaguzi nubucuruzi.
Ikoranabuhanga
Iterambere nkibinyabuzima bya Biometric, ibanga rya Algorithms, kandi rinoze uburyo bwo kwiga imashini bizagira uruhare runini mu gisekuru kizaza cyo kwishyura.
ITERAMBERE RY'UBUYOBOZI
Inzego zishinzwe kugenzura isi yose zihora ziterambere no kuvugurura amahame kugirango umutekano n'umutekano wa sisitemu yo kwishyura utabonanye, utange urwego rwo kuzamura.
Kuringaniza uburyo bworoshye n'umutekano mubwishyu butagira umurongo
Mugihe sisitemu yo kwishyura itabona itanga umusaruro utagereranywa, ni ngombwa gukomeza gushyira mu gaciro hamwe ningamba zumutekano. Ababikora, abakora, nimpanda bagomba gukomeza gusuzuma no kongera sisitemu yo kwishyura kugirango babone imikorere n'umutekano.
Umuguzi Wizeye no kurera
Kubaka ikizere cyumuguzi ni ngombwa kugirango ukwemeze kwagutse kwishura. Mugushyira mubikorwa protocole yumutekano ikomeye, ubucuruzi burashobora guha abakoresha bafite icyizere cyo kwakira ubu buhanga byimazeyo.
Gukomeza guhanga udushya no gutera imbere
Nka sisitemu yo kwishyura itabonaga, ikomeza guhanga udushya no gutera imbere mu ngamba z'umutekano ni ngombwa mu gukemura ibibazo bigaragara no kubungabunga umutekano w'ibikorwa byisi.
GolongTanga ibisubizo
Golong atanga ibisubizo byuzuye byo kuzamura umutekano no gukora neza bya sisitemu yo kwishyura. Leta yacu - ya - Ikoranabuhanga ryubuhanzi ryemeza ko ibikorwa byizewe kubucuruzi bwinshi, kubakoresha ibyo bakora ninganda. Excryption ya Golong yateye imbere, kubinyanyagizanya, nibiranga biometric itanga urwego rutagereranywa rwumutekano, bageje ijambo ku nzoga z'umutekano zigezweho. Umufatanyabikorwa hamwe na Golong kugirango wongere umutekano wa sisitemu yo kwishyura no kwizerana, ushimangire ibikorwa bidafite ishingiro kandi bifite umutekano kubucuruzi bwawe nabakiriya.
