Isingeniso Sezinhlelo Zokuqoqwa Kwe-elekthronikhi
Amasistimu wokuqoqwa kwemali ye-elekthronikhi (i-EFC) aguqule indlela ama-ejensi wokuhamba aphatha ukuthengiswa kwamathikithi nokuqinisekiswa kwemali. Njengohlelo lokuqoqa imali ka-elekthronikhi, lobu buchwepheshe busiza ukuhamba komthungo kanye nokusebenza kahle kwezigidi zabagibeli emhlabeni wonke. Kuyo yonke le minyaka, intuthuko kwezobuchwepheshe iguqule iqoqo lokugibela kusuka ezinqubweni zezandla eziya kuzinhlelo eziyinkimbinkimbi, ezenzakalelayo. Le ndatshana ihlinzeka ngokuhlola okujulile
● Ukuziphendukela kwemvelo okungokomlando nokutholwa
Uhambo lweqoqo lokugibela nge-elekthronikhi lwaqala ngokwethulwa kwamathikithi kaMagnetic Stripe ngasekupheleni kwekhulu lama-20. Njengoba ubuchwepheshe buvela, lezi zinhlelo zihlanganisa amakhadi ahlakaniphile angenamsebenzi, okwenza ukuthengiselana kusheshe futhi kuvikeleke kakhudlwana. Ukutholwa kwe-EFC Izinhlelo zisheshise emhlabeni jikelele, ziqhutshwa yisidingo sezixazululo ezisebenza kahle zokuhamba zomphakathi kanye nesidingo sokunciphisa ukweqiwa kwemali nokukhwabanisa.
Ubuchwepheshe bokukhokha obuthuthukisiwe eqoqweni lokugcina
● Ukuhlanganiswa kwekhodi ye-EMV ne-QR
Ukuhlanganiswa kwe-EMV (Europay, MasterCard, kanye neVisa) ezinhlelo zokuqoqa imali kuthuthukise ukuphepha kanye lula kwabagibeli. Ukuthengiselana kwe-EMV akuphephile nje kuphela kepha futhi kusiza ukucubungula okusheshayo, ukunciphisa izikhathi zokulinda kanye nokwenza ngcono isipiliyoni sokuhamba jikelele. Ngokwengeziwe, ubuchwepheshe bekhodi ye-QR bunikeza nezimo futhi umsebenzisi - enye indlela enobungane, evumela abagibeli ukuthi bathenge amathikithi ku-inthanethi kanye namakhodi wokuthwebula ezindaweni zokungena.
● I-ACCE - ITTITITING esekelwe (ABT)
I-akhawunti - I-TICTING esekelwe (ABT) imele i-PAGARIGM Shift ezinhlelweni zokuqoqwa kwe-elekthronikhi. Ngokungafani nekhadi lendabuko - Amasistimu asesekelwe, abt avumela abagibeli ukuthi bahambe ngaphandle kokudinga ithikithi lomzimba ngokuxhumanisa ukuthengiselana ngqo kuma-akhawunti abo. Lokhu kusetha kunika amandla amanani ashukumisayo, amapulani okuhamba aqondene nomuntu uqobo, nokuhlanganiswa komthungo ngezindlela ezihlukile zokuhamba, ukuthuthukisa ulwazi lomsebenzisi nokusebenza kahle.
Imidiya ehlukahlukene yokuqinisekiswa kwamathikithi
● Amakhadi Okuxhumana Nezinhlelo Zokukhokha Zeselula
Ukusetshenziswa kwamakhadi angenakuxhumana nezinhlelo zokusebenza zokukhokha zeselula kulethe inkathi entsha ekuqinisekisweni kwamathikithi. Lezi zibuchwepheshe zinciphisa isidingo samathikithi emali emali kanye namathikithi ephepha, okwenza ukuhamba kube nobungane ngokwemvelo futhi kube lula. Izinhlelo Zokukhokha Zeselula, ezisekelwa ubuchwepheshe njenge-NFC (eduze nokuxhumana kwensimu), vumela abagibeli ukuthi bathenge futhi baqinisekise amathikithi ngokusebenzisa ama-Smartphones abo, enikeza isipiliyoni sokuhamba esingenamthungo.
● Izinzuzo ze-NFC ne-Mobile Technology
Ubuchwepheshe be-NFC buye bathuthuka kakhulu endaweni yokugcina ama-elekthronikhi. Ivumela amadivayisi ukuthi akwazi ukuxhumana ngaphandle kwe-wireless, lula ukuthengiselana okusheshayo nokuvikelekile. Ukuqaliswa kwe-NFC kumadivayisi eselula kunikeze abasebenzisi amandla okwenza izinkokhelo ezisheshayo, ukukhuthaza ukutholwa okuphezulu nokubeka isigaba sekusasa lapho ubuchwepheshe beselula lubusa khona ukuqoqwa kwemali.
Outboard Equipment Ekuqoqweni Kwezimali
● Design Design and Ukuhambisana
Imishini yokuqoqa ye-Onboard kufanele inamathele kwimithetho eqinile ukuqinisekisa ukuphepha nokwethembeka. Lokhu kufaka phakathi ukuhambisana namazinga ezimoto afana ne-E - Maka, okubaluleke kakhulu kumadivayisi asetshenziswe kumabhasi nezitimela. Abakhiqizi bohlelo lwe-Electronic Fare kanye nabaphakeli bagxila ekudaleni imishini eqinile engamelana nobunzima bokusebenza komphakathi kwansuku zonke.
● Izinhlobo zemishini ye-onboard
Izinhlelo zesimanje ze-EFC zifaka izinhlobo ezahlukahlukene zemishini ye-onboard, ngayinye ekhonza inhloso eyingqayizivele. Kusuka kwimishini yokuthengisa eyenza lula ukuthengwa kwamathikithi ezikrinini zokuqinisekisa eziqinisekisa ukukhokha imali, la madivayisi ahlanganisiwe ekusebenzeni kahle kokuhamba. Ama-terminals wokuhlola nawo adlala indima ebalulekile ekulondolozeni ubuqotho bohlelo ngokuvumela abahlinzeki ukuthi baqinisekise ubuqiniso bethikithi ekuhambeni.
Imishini yesiteshi nezisombululo zokuthenga amathikithi
● Ukuguquguquka ekufakweni
Okokusebenza kweziteshi kudlala indima ebaluleke kakhulu kwi-Ecostekh. Lawa madivayisi, enzelwe ukuguquguquka okuguquguqukayo, angafakwa ezitobhini zebhasi, iziteshi zezitimela, noma amapulatifomu kamasipala. Ukuzivumelanisa nezimo zabo kubenza balungele izindawo ezahlukahlukene, bahlangabezana nezidingo ezihlukile zezinhlelo zokuhamba emhlabeni wonke.
● Ukuthengiswa kwamathikithi okuzenzakalelayo kanye nokuqinisekiswa
Izinhlelo ze-EFC zinikeza ukuthengiswa kwamathikithi okuzenzakalelayo kanye nezixazululo zokuqinisekisa, ukuqondisa isipiliyoni sabagibeli. Lezi zinhlelo zenza abagibeli bakwazi ukuthenga amathikithi ngaphandle kokungenelela komuntu, benciphisa izindleko zokusebenza futhi banciphise iphutha lomuntu. Ukuhlanganiswa kwezixazululo zokukhokha njenge-EMV namakhadi angenamphakathi kuthuthukisa ijubane nokunemba kokuthengiselana.
Emuva - Izicelo zesoftware yasehhovisi zabaphathi
● Ukuhlanganiswa nezinye izinhlelo
Emuva - Izinhlelo zesoftware yasehhovisi ziyi-backbone yanoma yiluphi uhlelo lokuqoqwa kwe-elekthronikhi. Lawa mapulatifomu ahlanganisa ngaphandle komthungo ngezinhlelo ezengeziwe njengekhompyutha - I-Dispatch e-Dispatch / Indawo ezenzakalelayo (i-AVS / AVL), ukuthuthukisa ukunemba kwedatha nokusebenza kahle. Ngokuhlinzeka isikhombimsebenzisi esihlanganisiwe sokuphathwa kwedatha, lezi zinhlelo zokusebenza zinika amandla opharetha ukwenza izinqumo ezinolwazi ngokushesha okukhulu.
● Izici zokucushwa okunembile
Isoftware ethuthukile - Isoftware yasehhovisi inikeza izinketho zokucushwa ezinembile, ivumela abahlinzeki ukuthi basebenzise amasistimu wokukhokha kwizidingo zabo ezithile. Lezi zici zifaka phakathi ukufakwa kwedatha, isinxephezelo sopharetha, kanye nokucushwa kwezinto ezibonakalayo. Ngokunika amandla opharetha ngamathuluzi okuphatha aphelele, lezi zinhlelo zithuthukisa ukusebenza kahle futhi zithuthukise ukulethwa kwezidingo.
Ukuncishiswa kwenkohliso kanye nokusebenza kwezindleko
● Ukunciphisa inkohliso ezinhlelweni ze-EFC
Ukukhwabanisa kuhlala kuyinselelo enkulu ekuthuthweni komphakathi. Izinhlelo zokuqoqa ze-elekthronikhi zilungisa lokhu ngokusebenzisa ubuchwepheshe bokukhokha obuvikelekile njenge-EMV ne-ABT. Lezi zingcweti zithuthukisa ukuphepha kokuthengiselana, ukunciphisa amathuba okufika kwemali kanye nemisebenzi yenkohliso.
● Umthelela ezindlekweni zokusebenza kanye nenzuzo
Enye yezinzuzo eziyinhloko zezinhlelo zokuqoqa imali nge-elekthronikhi amandla abo okunciphisa izindleko zokusebenza. Ngokushintsha izici eziningi zeqoqo lokugibela, lezi zinhlelo zinciphisa isidingo sokungenelela komuntu, izidingo eziphansi zabasebenzi, futhi zinciphise amaphutha. Lokhu kusebenza kuhumushela ekunciphiseni inzuzo yabasebenza ngokuhamba, okwenza amasistimu e-EFC abe yimali ekhangayo.
Ubufakazi bamakhasimende nezindaba zempumelelo
● Okuhlangenwe nakho kwezinto zokuhamba
Impumelelo yezinhlelo zokuqoqwa kwe-elekthronikhi ze-elekthronikhi iboniswa kangcono ngofakazi wamakhasimende kanye nezifundo zamacala. Ama-ejensi wokuhamba emhlabeni wonke abike ukuthuthuka okukhulu ekulethweni kwezidingongqangi nasekwanelisekeni kwamakhasimende ngemuva kokusebenzisa izixazululo ze-EFC. Lezi zinhlelo ziye zahlehlisa imisebenzi, zinciphise izikhathi zokulinda, futhi zithuthukise okuhlangenwe nakho kwabagibeli.
● Amaphrojekthi aphawuleka nokwenziwa
Amaphrojekthi ambalwa aphawuleka aqokomisa ukusebenza kwezinhlelo zokuqoqwa nge-elekthronikhi. Isibonelo, ukuhlanganiswa kobuchwepheshe be-EFC kuhlelo lwe-Ahmedabad Bus Rapid Transit kuphawulwe ingqophamlando njengokuqaliswa kokuqala kwamakhadi ahlakaniphile eNdiya. Ngokufanayo, ukwethulwa kwezixazululo ze-EFC eMadrid's Regional Constrortium Consortium kuthuthukise ukuxhumana nokusebenza kwensiza.
Izitayela zesikhathi esizayo kanye nezinto ezintsha zokuqoqwa kwemali
● Ubuchwepheshe obusafufusa ezokuhamba
Ikusasa le-Electronic Fare lisethwe ukwakheka ubuchwepheshe obuqhamukayo. Izinto ezintsha ku-intelligence zokufakelwa, ukufunda ngomshini, ne-blockchain zilungele ukuchaza kabusha ukuqoqwa kwemali, okwenza kube iphephe ngokwengeziwe, isebenze kahle, futhi umsebenzisi - enobungane. Njengoba ubuchwepheshe buyaqhubeka nokuvela, izinhlelo ze-EFC kungenzeka zifake lezi zinto ukuthuthuka ukuze kuthuthukiswe ukusebenza kwazo.
● Ukubikezela ngekusasa
Ochwepheshe bezimboni babikezela ukuthi amasistimu wokuqoqwa kwe-elekthronikhi azohlanganiswa ngokwengeziwe ezimisweni zedolobha elihlakaniphile. Njengoba izindawo zasemadolobheni zilwela ukuba yizinhlelo ezixhunyiwe ngokwengeziwe nezisebenzayo, ama-EFC azodlala indima ebalulekile ekufezeni lezi zinhloso. Ukushintshwa kwemiphakathi enezimali kanye nokukhuphuka kwezimali zedijithali kuzothonya nokuvela kwezinhlelo zokuqoqwa kwemali, kubenza bakhulu ngekusasa lokuhamba komphakathi.
UGolong: Umholi ezixazululweni zokuhamba zomphakathi
I-Golong, eyasungulwa ngonyaka ka-2015, ungumholi ezinhlelweni zokukhokha zokuxhumana zomphakathi. Ochwepheshe ku-Internet Intelligent Big Data Products kanye nezinsizakalo,GolongIbamba isikhundla esivelele kwi-inthanethi, i-inthanethi yezinto, kanye nobuchwepheshe bokukhokha bokukhokha. Ukuthuthuka okuphayona ngezimali zemali yedijithali kanye nezixazululo ze-elekthronikhi, i-golong isengaphambili kokuqamba, ukunakekela izimakethe ezifuywayo nezamazwe jikelele ngempumelelo emangalisayo.
