Njengoba izwe lebhizinisi lihamba ngedijithali, isixazululo esisha sokukhokha siyathandwa. Le khasiKonke - Kuleli terminal yekhadi elilodwa lokukhokhaKuyashintsha ukuthi abathengisi baphatha kanjani ukuthengiselana futhi baxhumane namakhasimende.
Ukuqondisa ukusebenza kwebhizinisi kanye nokwenza ngcono isipiliyoni samakhasimende
Konke - ku - I-terminal eyodwa yokukhokha ingaphezu kwesithambisi sekhadi elilula. Kuyipulatifomu eqinile eyenza ukucubungula ukukhokha kube lula. Kuyasiza futhi nangekuphawula kwamahhovisi.
Yini yonke - ku - I-terminal eyodwa yokukhokha?
Konke - ku - I-terminal eyodwa yokukhokha iyithuluzi elihlanganisa iphuzu - we - SALE (POS) System ngezinketho ezahlukahlukene zokukhokha. Ihlanganisa i-Hardware, efana nesikrini sokuthinta, umfundi wekhadi, nendawo ye-NFC, ene-software.
Lokhu kwakha uhlelo olungakwazi ukuphatha izinkokhelo ezivela emithonjeni ehlukene. Le mithombo ifaka amakhadi wesikweletu, amakhadi we-debit, ama-wallet eselula afana ne-Apple Pay ne-Google Pay, kanye ne-QR Code Scans.
Lo mklamo uhlanganisa yonke into ohlelweni olulodwa. Kuyasiza abathengisi ukuthi bagweme ukusebenzisa amadivayisi amaningi ahlukene. Lokhu kwenza inqubo yokuphuma ibe lula.
Izici ezibalulekile Ukushayela Ukutholwa Kwemakethe
Ukuthandwa okusabalele kwakho konke konke - Kuleli terminals yokukhokha kuqhutshwa yizici zabo ezahlukahlukene ezibalulekile:
- Izinketho ezahlukene zokukhokha: Sisekela amakhadi wendabuko kamagnethi kazibuthe, amakhadi we-EMV chip, izinkokhelo ezingenamsebenzi ze-NFC, nokuskena kwekhodi ye-QR. Lokhu kusiza ukuhlangabezana nemikhuba ehlukene yokukhokha yabathengi banamuhla.
- Ukuhlanganiswa kwe-Seamless POS: Lesi sici sixhuma ngqo nezinhlelo zamanje ze-POS. Ivumela ngokoqobo - Ukuvuselelwa Kwesikhathi kanye nokuphathwa okuhlangene kokuthengisa, yokusungula, kanye nedatha yamakhasimende. Lokhu kunciphisa kakhulu umsebenzi wezandla namaphutha.
- Ukuvikeleka okuthuthukile: Lolu hlelo lune-Advanced Encryption Technology. Ingafunda ama-EMV chips futhi ihlangabezane namazinga okuphepha embonini njenge-PCI DSS. Lezi zici zisiza ukuvikela inkohliso futhi ugcine ukuthengiselana kuphephile kubo bobabili abathengisi namakhasimende.
- Ukuvumelana nezimo nokuhamba: Abahlinzeki abaningi manje sebenikeza ama-terminals aphathekayo noma amaselula. Lokhu kuvumela abathengisi ukuthengiselana okuphelele noma kuphi esitolo noma ngaphandle.
Izinzuzo ezibalulekile zamabhizinisi wanamuhla
Kwamabhizinisi amancane naphakathi nendawo - - Okokuqala, kuthuthukisa kakhulu ukusebenza kahle kokusebenza ngokushintsha inqubo yokuthenga, okuvumela abasebenzi ukuthi bagxile kakhulu ekusebenzeni kwamakhasimende.
Okwesibili, ukucubungula okusheshayo kwezinkokhelo zedijithali kusiza ukuphatha ukuhamba kwemali kangcono. Izimali zifaka i-akhawunti yebhizinisi ngokushesha okukhulu. Ngaphezu kwalokho, ukunikela ngezinketho zokukhokha eziguqukayo futhi ezilula ukunciphisa ngokuphumelelayo nokuthengisa okulahlekile ngenxa yokuthola imali ekhokhwayo, ngaleyo ndlela kukhule imali engenayo.
Izitayela zamakethe zamanje kanye nezinto ezintsha
Eminyakeni yamuva, imboni yokukhokha ibone ubuchwepheshe obusha obusha. Lokhu kwengezwa kwakamuva konke - ku - ama-terminals athile.
- I-Artificial Intelligence kanye nokufunda komshini: I-AI isetshenziswa kabanzi ukwenza ngcono amanani okuvunyelwa kwemali. Kuyasiza ukubona inkohliso ngokoqobo - isikhathi. Ngokuhlaziya inani elikhulu ledatha yokuthenga, i-AI ingabona izingozi ezingaba khona. Lokhu kwenza inqubo yokukhokha iphephe futhi ihlakaniphe.
- Thepha - Ku - Ubuchwepheshe Bokukhokha: Lokhu kuvumela abathengisi ukuthi basebenzise ama-Smartphones abo njengemikhawulo yokukhokha. Bangemukela izinkokhelo ezingaxhumana ngaphandle ngaphandle kwehardware eyengeziwe. Lokhu kwenza kube lula kakhulu kubathengisi ukwamukela izinkokhelo zedijithali.
- Isiphambano - Umngcele kanye Nangempela - Izinkokhelo zesikhathi: Njengoba ukunyuka kwembulunga yonke, abantu abaningi bafuna ngokushesha nangezixazululo ezingcono kakhulu - Izisombululo Zokukhokha Zomngcele. Izinhlelo zokukhokha zesikhathi esizayo zizokweseka kangcono kwangempela - amanethiwekhi okukhokha isikhathi (i-RTP), enika amandla ukugeleza kwemali okusheshayo.
Yini elandelayo ngezixazululo zokukhokha?
Izikhungo zokukhokha zizovela ukuze zibe mthungo futhi zihlakaniphe. Ochwepheshe bezimboni babikezela ukuthi ubuchwepheshe be-biometric (enjengeminwe noma ukuqashelwa kobuso) bungaba maphakathi nokuqinisekiswa kokukhokha, ukuthuthukisa ukuphepha okwengeziwe kanye nokwenza lula.
Njengoba idatha yokukhokha inyuka, kuzobaluleka ukusebenzisa lolu lwazi. Lokhu kuzosiza ukuhlinzeka ngemininingwane yebhizinisi ewusizo kubathengisi.
Ukuthuthukiswa kwesikhathi esizayo kuzogxila kule ndawo. Ekugcineni, imboni ilwela ukwakha i-ecosystem yokukhokha yomhlaba wonke evulekile, exhunyiwe ngokuhambisana nokubambisana kwezikhungo zezezimali, izinkampani ze-tech, kanye nabathengisi.