Umkhiqizo oshisayo

Ukushintshela enkolweni entsha yezezimali zeselula: Ukusungulwa kwezobuchwepheshe ekukhokhelweni kwezindawo zokuhamba ngeziqhwaga zezimboni

1192 amagama | Kugcine ukubuyekezwa: 2018-04-28 | By Golong
Umbhali: Golong
Singabahlinzeki besistimu yokukhokha yezokuthutha zomphakathi abahamba phambili, eyasungulwa ngo-2015. Sigxile ekuthuthukiseni nasekusebenziseni ihadiwe ehlakaniphile nesofthiwe ye-IoT, ukuqashelwa kobuso, kanye nemali yedijithali.
Shifting to the New Battlefield of Mobile Payments: Technological Innovations in Travel Payments by Industry Giants
Uhlu Lokuphakathi

    Njengoba izindlela zokukhokha zivela ngokushesha, lula ukuhamba kwabahlali 'kuyaqhubeka ukuthuthuka. Bangaki abantu abanesibindi sokushiya ikhaya ngaphandle kwama-Smartphones abo? Akuyona nje into yokuphazamiseka kwezokuxhumana. Futhi ngoba izinkokhelo zeselula zingonga isikhathi nemali ngesikhathi sokuhamba.

    Izinkampani eziningi zezinkampani zokukhokha zishukumise "ubuchwepheshe bokusiza ukuhamba," kodwa yimiphi imikhuba yokuhamba obuye bashintsha ubuchwepheshe? Ngabe ujoyine "isigqi esishisayo" sezinkokhelo zokuhamba?

    "Inkokhelo engenamsebenzi" - Ayikho imali noma ifoni edingekayo yezimali zokupaka

    "Izinkokhelo zeselula," "Izinkokhelo ezingenakuxhumana," "Izinkokhelo zekhodi ye-QR" ... Le migomo ayiseyona into enhle. Muva nje, "trendsetter" ekuhambeni kuhlangane noIthemu elisha - "inkokhelo engenamsebenzi," ukuqala ngemali ekhokhwa kwemali yokupaka.

    Muva nje, abahambi abaningi basuka emaphethelweni amathathu esikhumulo sezindiza saseBeijing Capital International bathola ukuthi bangashiya indawo yokupaka ngaphandle kwemali noma izingcingo zabo. Ngokubopha nje inombolo yabo yepuleti yelayisense ku-Alipay futhi ivumela iphasiwedi - Ukukhokha kwamahhala, bangaphuma ngokuzenzakalelayo indawo yokupaka ngaphandle kokuphakamisa umunwe. Kuzwakala kufana ne-Mobile Electronic Toll Collection (njll), kepha ngegama elinamemele - inkokhelo engapheli.

    Kuyaqondakala ukuthi njengesikhumulo sezindiza esikhulu kunazo zonke eChina, kulindeleke ukuthi kulindeleke abagibeli bezindiza abangaphezu kwezigidi ezingama-90 ngonyaka we-2017, okwenza kube ngesinye sezindiza ezixakeke kakhulu emhlabeni. Ama-terminals amathathu wesikhumulo sezindiza esiphezulu anezindawo zokupaka izindawo ezine ezinezikhala ezicishe zibe ngu-10,000. Lapho ubhekene nokugeleza okukhulu kwethrafikhi, "ukukhokha okungenamqondo" kunciphisa isikhathi esidlulayo semoto kusuka kumasekhondi angu-10 okufika kumasekhondi angu-2.

    Ukufeza "ukukhokha okungenamqondo," kusuka ekuqasheni kwelayisense yelayisense ye-othomathikhi lapho ungena endaweni yokupaka ngokuzenzakalelayo lapho usuka, futhi isizukulwane sama-invoice kagesi sincipha ekusekelweni kwezobuchwepheshe. Ukuqashelwa kwesithombe se-Smart, ukuphepha kokukhokha, nezinye izidingo ziphezulu ngokwemvelo.

    Njengamanje, ngaphezu kwe-Beijing Capital International Airport, izindawo zokupaka izindiza ezikhumulweni zezindiza eziningi ezinjenge-SHANGHAI HOngQaiao Airport, isikhumulo sezindiza i-Qingdaoo Xaoshan, kanti i-Jieyang Xaoshan Airport nayo "inkokhelo engenamsebenzi" yokupaka.

    Idiphozithi - Ukwabelana Kwamahhala - Idiphozi Yezwe lonke - Amabhayisekili wamahhala abiwe

    Eminyakeni emibili eyedlule, ukuthandwa kwamabhayisekili okwabiwe kwakwenza kwahamba nohambo lwabantu abaningi futhi kwazisa umqondo ophansi - Kodwa-ke, muva nje, okwabelwana ngezinkampani ezinjenge-BluegoGo kanye ne-KUQI sebehambile ngokulandelana, kushiye abasebenzisi abaningi bengakwazi ukuthola imali engenayo, kubangele ukukhungatheka okuningi.

    Umnotho owabiwe usenamandla amakhulu, kepha ukhiye ulele esakhiweni sesikweletu. Ukuvimbela abasebenzisi ukuthi bakhathazeke ngokuthi "ukulahleka" kwamadiphozithi lapho begibela amabhayisekili abiwe, "idiphozi - Ukwabelana kwamahhala" kuye kwavela. Kulezi zinsuku, izinkampani ezengeziwe zebhayisekili ezabiwe zijoyina isikweletu - Imboni Yokuqasha Esekelwe Kokuqashwa ngaphandle kokudinga amadiphozithi. Ngokwemininingwane evela ku-Alipay kuphela, izinkampani ezingaphezu kuka-10 ezabiwe ngazo amabhayisekili, kufaka phakathi i-Yonganxing, futhi sawubona bike, ngamabhayisekili angaphezu kwezigidi eziyi-10 ajoyine ipulatifomu.

    Ngokwemininingwane ekhishwe yisikweletu seSESAME, ngesikweletu - Ukuqashwa okusekelwe ngaphandle kwediphozithi, isikhathi sokuqasha sehlelwe ngo-60% -80%, izimali zenhlamvu ezingemuva zinciphile ngo-27%, kanti izinga le-Reget Reges Reces sehle ngo-46%.

    Ngezinkampani ezabelwe amabhayisekili, ukujoyina isikweletu - Idiphozithi esekelwe - Indlela yamahhala yehlisa izithiyo zabasebenzisi ekusetshenzisweni. Kwabasebenzisi, kuncenga ukugibela okujwayelekile, kuqeda ukukhathazeka kwediphozi, futhi kunciphisa isidingo sokulanda izinhlelo zokusebenza zamabhayisekili eziningi ezabiwe.

    Ukuskena amakhodi ukuthatha ibhasi - akukho shintsho oludingekayo

    Wake wahlangana nalawa mahloni: njengoba nje ukhululeka lapho ubamba ibhasi, uyabona ukuthi awunalo ushintsho ephaketheni lakho? Ubhekene ne-shooth yamathikithi angahleliwe nohlamvu lwemali, ungabaza ukusebenzisa imali engu-100 Yuan futhi ungaphunyula ukubhekisisa ukuvela kwemali, ufisa ukuthi uphenduke uhambe ngokushesha. Maye, ukube nje ubuwashintshe ushintsho esitolo esiseduze ngaphambi kokugibela.

    Kodwa-ke, leli hlazo lixazululwe emadolobheni afana ne-Hangzhou, iWuhan, neFuzhou. Ngo-Agasti 2016, i-Alipay, ngokubambisana nobuchwepheshe be-Hangzhou Guolang, okokuqala kwethulwa izinkokhelo zekhodi ye-QR zamabhasi e-Hangzhou. Kusukela lapho, ungagibela ibhasi ngocingo lwakho nje, ngaphandle kokukhathazeka ngokuntuleka koshintsho. Kamuva, amadolobha afana noWuhan noTianjin baqale ukukhuthaza izinkokhelo zekhodi ye-QR ngamabhasi.

    At the same time, Tencent also quickly launched Tencent Ride Code, which has been launched in multiple cities such as Guangzhou, Shenzhen, Qingdao, Zhumadian, Foshan, Hefei, Jinan, Zibo, Laiwu, Hohhot, Changde, and Shanwei. Lokhu akulethi nje kube lula kubahlali bendawo ukuthatha amabhasi kepha futhi kuhlinzeka ngezimo ezintsha zohlelo lokusebenza lokukhokha kwe-WeChat kanye ne-Mini - Izinhlelo.

    Ukuskena Amakhodi ukufaka ama-Subway Gates - Ukuvula Amakhono Amasha Wokuhamba Ngezitimela

    Ukukhohlwa ukuletha ikhadi lakho le-IC lapho uphuma bese uhlangabezana nolayini omude emshinini wamathikithi kuyinkinga abantu abaningi ababhekana nayo lapho behamba ngesitimela.
    Kodwa-ke, izikhungo zokukhokha zivame ukuthola amathuba ebhizinisi kulezi zimo.

    I-Golong Technow's yathuthukiswa ngokuzimele - Amasango Okukhokha asekela izindlela ezahlukahlukene zokukhokha ezifana namakhodi wokuthwebula, ukuswayipha kwamakhadi (amakhadi we-UnionPay

    Ngasikhathi sinye, umugqa we-shanghai maglev ubuye wavula ukungena kwekhodi yokuskena nokuphuma, futhi kulindeleke ukuthi kusebenze ngokuphelele kuwo wonke amakhodi we-SHANGHAI Anding ngo-2018.Ngokungazi, isikwati esingaphansi komhlaba sesiphenduke inkundla yokulwa kwezimali eziningi zokukhokha.

    Ukuskena amakhodi ukuthatha amatekisi - inkokhelo yeselula

    Ubuwazi ukuthi manje usungakhokhela amatekisi ngokuskena amakhodi eHong Kong? I-National Technology Development Design Transit POS inemisebenzi eminingi efana nokuswayipha kwamakhadi nokukhokhiswa okuhlukanisiwe. Abavakashi be-Mainland bangasebenzisa uhlelo lokusebenza lwe-Alipay, ngenkathi izakhamizi zaseHong Kong zingasebenzisa uhlelo lokusebenza lwe- "Alipayhk" ukuskena amakhodi ukukhokhela amatekisi endaweni yasemadolobheni kanye nama-turnar amasha. Ekuqaleni, amatekisi amaningi kuphela amukele izinkokhelo zekhodi yokuskena, kepha manje kunezinkulungwane.

    Eqinisweni, ukukhokhwa kwekhodi yokuskena kwamatekisi akugciniswa kuphela eHong Kong kodwa futhi kwethulwa eTaiwan naseMacau. Ubuchwepheshe bakazwelonke, i-Alipay, nezinye izikhungo zizosebenza ngentshiseko, zithuthukisa izinsizakalo zokukhokha zeselula. Esikhathini esizayo, lapho uhambela amazwe afana neFinland, e-Italy, e-United States, iJapan kanye neSingapore, ungamangali ukubona i-logo ye- "Alipay" kumatekisi.

    Izikhungo zokukhokha zithuthukisa ngokuqhubekayo amandla abo ezobuchwepheshe, ukucabanga, futhi kubambisane nakwezimboni. Manje usungasebenzisa ifoni yakho ephathekayo ukuthenga amathikithi endiza namathikithi okuhamba ngesikebhe, ukubhuka ukugibela - Ukuya Kwezinsizakalo Lapho uvakashela ama-logo wekhodi ye-QR, futhi mhlawumbe ubone ama-logo wekhodi ye-QR kwizinja zezinja.

    Ngokusekelwa kwezobuchwepheshe, ukuba nefoni okukuvumela ukuthi uhambe ngentando. Uhlangabezane malini?


    ● Iphrofayili Yenkampani:Golong


    Isungulwe ngonyaka ka-2015, uGolong ugxile ezinhlelweni zokuhlinzekwa kwezitadlo zomphakathi, ezedlula ukuthuthukiswa kanye nokusetshenziswa kwe-Internet Intelligent Big Data Products kanye nezinsizakalo. Yamukelwe ubuholi bayo kwi-Intanethi yezinto, ukuqashelwa kobuso, ukukhokhwa kwezokuvakasha, imali yedijithali kanye nesoftware - Ukuhlanganiswa kwe-Hardware, umshayeli we-Hardware, umshayeli wehadi. Ngezimpande zalo e-Hangzhou, le nkampani ikhulisile ukufinyelela kwayo emhlabeni jikelele, inikela kumaphrojekthi amaningi aphumelelayo futhi iqhubeke nokuthuthukisa ukusebenza kahle nezinhlelo zokukhokha emhlabeni wonke.