Ngokuphuhliswa kwee-smartphones kunye ne-Intanethi, intlawulo esemthethweni iye yaba yeyona nto ikhulayo - Indlela ekhulayo ye-China. Iindlela ezahlukeneyo zokuhlawula ezivele, ezinje ngentlawulo ye-QR, intlawulo ye-NFC, njl. Njani.
Eli nqaku ikakhulu lazisa isizukulwana, imbali yophuhliso, iimveliso ezikhoyo ezikhoyo kwintengiso, kwiindlela ezizayo, kunye neengcebiso ezinxulumene noko.
I-1.Basic fitionstions zoqwalaselo lobuso
Ukwamkelwa kobuso litekhnoloji ye-biometric elenza isazisi esekwe kwimpawu zobuso ngolwazi lomntu. Uthotho lweetekhnoloji ezinxulumene noko zisetyenziswa. Okokuqala, iikhamera zinokuqokelela imifanekiso okanye imisitho yevidiyo equkethe ubuso bomntu. Emva koko, ubuso bomntu bunokufunyanwa ngokuzenzekelayo kwaye bulandelwe. Ekugqibeleni, ukwamkelwa kobuso kunokufezekiswa. Ukwamkelwa kobuso kungahlulwa ngokwahlukeneyo Ukufunyanwa kobuso ikakhulu khwela ubukho bobuso kwimifanekiso okanye iividiyo, kwaye emva koko uqokelele ubukhulu, isikhundla, kunye nolunye ulwazi. Ukunikezelwa kwento ekhuthazayo kubhekisele ekufumaneni ngokuchanekileyo isikhundla sendawo eziphambili zobuso. Ukudibana ubuso kubhekisa ekugwetyweni nokuba ubuso bukhona kwindawo yogcino, kwaye emva koko ufumane owona manqaku manyanisayo kwindawo yedatha. Eyona nto iphambili kwitekhnoloji yoBuso boBuso kukuphepha ukuvuza kolwazi lomntu kunye nokuchonga kwi-In - indlela yoxolo (abasebenzisi akufuneki banxibelelane nefowuni ngqo).
Ukwamkelwa kobuso kunokwahlulwa kunolwazi lobuso lwe-2D kunye ne-3D yobuso ekwamkelweni ngokwemodeli yentetho eyahlukileyo yobuso. I-2D yobuso iphinde yaphononongwa ixesha elide, ke indlela yayo kunye nenkqubo ivuthiwe. Nangona kunjalo, inomda wokulahleka kwedatha enzulu. Akunakwenzeka ukuba babone ngokupheleleyo ubuso bokwenyani. Ke ngoko, kukho iingxaki ezinje ngokuqatshelwa kwengcaciso ephantsi, ukujongwa kobuso obuphantsi, njl njl.
I-3D yobuso inolwazi oluninzi kunye nolwazi malunga nombala, ukuthungwa, ubunzulu, njl njl ke, ukwamkelwa kobuso obune-2d ngokubhekisele ekubonakaliseni ubuso ngobuso obuchanekileyo.
Okwangoku, iiyunivesithi ezininzi, iziko lophando, kunye namaziko orhwebo ekhaya nakwamanye amazwe zibandakanyeke kumsebenzi wophando, njengokuzimasa, njl. Njani, ulawulo lwembono.
2. Imbali yokuphucula imeko yentlawulo yobuso
Imbali yoPhuculo
Intlawulo yobuso ikakhulu ixhomekeke kubuchwephesha bokuqonda ubuso. Ukusetyenziswa kobuso kwimeko yendawo yokuhlawula evela eFinland. NgoJulayi ka-2013, u-UniQul wasungula ukwamkelwa kobuso bokuqala - Inkqubo yentlawulo esekwe kwiNtlawulo. Xa ujonga, abathengi kufuneka bajongane nekhamera kwisport screen kwirejista yemali. Inkqubo iza kuthatha ifoto ngokuzenzekelayo, Skena ubuso, uze uthelekise umfanekiso ngolwazi olugcinwe kwindawo yedatha. Ulwazi lobuso lunxulunyaniswa nenkqubo yokuhlawula ngaxeshanye. Xa ulwazi lwesazisi luboniswa, abathengi banokuqinisekisa kwisiboniso. Yonke inkqubo yentengiselwano igqityiwe. Emva koko, amazwe afana ne-United States, i-United Kingdom, kwaye iJapan ikhuphe iinkqubo zabo zokuhlawula ubuso, njenge-Google App-Hasse Spreen.
Ngokuphuculwa okuqhubekayo kwitekhnoloji yokuqonda yobuso, amaziko afanelekileyo asekhaya aqalise ukwenza uphando nophuhliso kunye nokuphononongwa kwezorhwebo lwetekhnoloji yentlawulo yobuso. Okwangoku, i-ali, i-tencent, kunye ne-Unitpay compostrist kunye nenye. UAli lo nguvulindlela wokuhlawula ubuso.
Ngo-2015, i-MA YUN ibonisa itekhnoloji ye-Propayment kumboniso we-hannover eJamani.
NgoSeptemba ngo-2017, u-Aliigay wasungula intlawulo kwi-KFC yokutyela ye-KPEC KPO, eyi-Pilot yokuqala yePhezulu e-China.
NgoDisemba ngo-2018, u-Aliipay wasungula ngokusemthethweni "i-dragonfly" yobuso bentlawulo. Abasebenzisi banokusebenzisa ubuso beentlawulo ezibhedlele, iivenkile ezinkulu, iivenkile zokutyela, iivenkile zentengiso yentengiso, kunye nezinye iindawo.
Ngo-Epreli ngo-2019, "i-dragonfly 2.0" yasungulwa. "I-Tragonfly 2.0" ayiphuculanga kuphela ukuqaqamba komatshini, inqanaba lokupasa kobuso, kunye nozinzo lwentlawulo kodwa wazisa umsebenzi wokudibana kobulungu. Njengomntu okhuphisana naye, uTencent naye waqala ukukhawulezisa ubume bentlawulo yobuso.
Ngo-2018, inkqubo ye-WeCIT ye-WECAT System yaqala ukuphakanyiswa kwaye isetyenziswa kwiivenkile zomzimba.
Ngo-Matshi ngo-2019, isixhobo se-WeCit's Stoces Iqale ukwandisa abarhwebi bayo kwilizwe liphela.
Ngo-Agasti ka-2019, i-Wechat ihlawulwe ngokusesikweni "ye-Wechat Frog Pro" ixhotywe ngeskena ikhowudi kunye ne-terning - isikrini esisezantsi.
Ukongeza kwezi ndawo zingasentla, umanyano lwaqala ukubeka amashishini ahambelana nayo emva kokubona amathuba ophuhliso lweshishini lentlawulo yobuso.
NgoJanuwari ngo-2017, i-Uniorpay ibonise intlawulo ye-Providemat, inkqubo yokuhlawula esekwe kubuso bobuso, kwi-SINITAPIC MEMISTEM PRODTECHINE.
Ngo-Okthobha ka-2019, iManyano, kunye namaziko angaphezu kwama-60 anjengebhanki yemveliso kunye nebhanki, ibhanki yeposi, kunye ne-hicic "intlawulo yokuhlawula"
Ekupheleni kuka-Okthobha ka-Okthobha ka-Okthobha ka-Okthobha ka-Okthobha. Abasebenzisi banokukhetha ukufaka iindawo ezahlukeneyo zokuhlawula ubuso.
Inkqubo yeshishini
Kuba iinkqubo zeshishini ezikhoyo ngoku iimveliso zokuhlawula ubuso azikabekiweyo, kusekho umahluko kumaziko ohlukeneyo. I-Aliipay kunye ne-Wechat Pay ngokusisiseko. Iinkcukacha zezi zilandelayo: Okokuqala, abasebenzisi bafaka ikhonkco lokuhlawula kwaye bakhetha indlela yokuhlawula yobuso. Emva koko, abasebenzisi basebenzisa i-Apps ukuqokelela ubuso obunokuhlangabezana neemfuno zomgangatho. Emva koko, abasebenzisi bafaka inombolo yefowuni ephathekayo eboshwe nge-aliipay (okanye i-wechat). Ngokwesigqibo sezokhuseleko - Ukwenza inkqubo ye-Aliipay (okanye i-Wect) yokuhlawula ubuso, inani leenombolo zefowuni ezifuneka ukuba zingeniswe zinokwahluka. Xa abasebenzisi batyelele ezinye iivenkile ezingathandekiyo ziye, kuyafuneka ukuba ufake inombolo yefowuni yonke. Ngokuchasene noko, abasebenzisi bafuna ukufaka iinombolo ezi-4 zokugqibela zenombolo yefowuni okanye akufuneki zingene kwinombolo yefowuni kwiivenkile rhoqo ziya kuzo. Bangangena ngokuthe ngqo iphepha lokuhlawula (isigqibo se-Logic yenombolo yenombolo imiselwa ngokuzenzekelayo yinkqubo yokuhlawula yobuso).
Inkqubo yeshishini ye-Unionpay Probe ihlawulwe yahlukile kwi-Aliipay kunye ne-WECIT. Indlela yokuqinisekisa ukhuseleko ifuna ubuso kunye neephasiwedi. Eyona nkqubo iphambili yile ilandelayo: Okokuqala, abasebenzisi bafaka ikhonkco lentlawulo kwaye bakhetha indlela yokuhlawula yobuso. Emva koko, abasebenzisi basebenzisa i-Apps ukuqokelela ubuso obunokuhlangabezana neemfuno zomgangatho. Emva koko, abasebenzisi kufuneka bangene kwi-password yentlawulo. Ukuba ichanekile, umsebenzisi uya kungena kwiPhepha leSiqinisekiso sokuThumela ukugqiba intlawulo.
Itekhnoloji ye-3.RED
Kwinkqubo yokufumana itekhnoloji yentlawulo yobuso, itekhnoloji ye-3D ye-3D yobuso ihlala isetyenziswa okwangoku. Ngaphambi kokuqwalaselwa kobuso, itekhnoloji ye-3D yobuso ye-3D iya kwenza ukufunyanwa kwesixhobo sesoftware kunye nezixhobo ze-HOST Intlawulo yobuso ayifuni nje inkxaso ye-algorithms yobuso kodwa ikwabonelela ngezixhobo ze-Hardware efana neemodyuli ezihambelanayo.
Ngokwe-Hardware, ikhamera yokukhanya e-3D sisisombululo esiqolileyo kwi-bitterstream ye-3D yemodyuli yemodyuli kunye nethemba lezorhwebo. Umgaqo weTekhnoloji ye-3D yokukhanya kukufumana i-20,000 ukuya kwi-30,000 yamabala amachiza asasazeke nge-leser ye-infrad, kwaye emva koko ugqibezele umlinganiso wobunzulu bokukhanya okufunyenwe yikhamera ye-infrared efunyanwa emva kokusongelwa.
Imodyuli yekhamera ibandakanya amakhonkco amaninzi oyilo oluchanekileyo loyilo, i-chip, i-algorithm, nemveliso, kwaye umgangatho wobugcisa uphakamileyo. Ke ngoko, kuphela inani elincinci lamashishini kuphela anokufezekisa ukuveliswa kwezinto ezininzi kwiimodyuli zekhamera yekhamera. Okwangoku, i-alfay "i-dragonfly" isebenzisa ikhamera ebonelelwe nguMario esungulwe ngokudibeneyo yizezimali ne-orbbec. I-WeCCT "FROG" isebenzisa i-HJII njengomnikezeli weenkonzo zemodyuli ye-3d. I-Unitpay "Intlawulo yobuso" ikakhulu ivela kwi-orbbec kunye ne-hjimi.
Ngokuphathelele kwi-Algorithms yobuso, i-ALI, i-tensi, i-thornt, kunye ne-Unitpay ngoku ikakhulu zihlala ngokwakho - Iindlela eziphuhlisiweyo eziphuhlisiweyo kunye neenkampani zobungcali kobuchule. Alipay "i-dragonfly" kunye ne-Wechat "i-frog" ikakhulu ivela ngokwakho - Uphuhliso. I-UnityPay "Intlawulo yobuso" ikakhulu ivela kubanikezeli beenkonzo ezinje nge-Yitu, imvakalelo yexesha, iMegvii, i-Blafui, njl.
4.Cefaza izibonelelo
Iintlawulo zobuso zinezibonelelo zilandelayo:
- Kukhawuleza. Ukuhlawulwa kobuso kunokufezekisa ukwamkelwa ngokukhawuleza kunye nokuqinisekiswa, okunokwenza intlawulo ibe lula.
- Kulula. Xa kuthelekiswa nokusikelwa umda kwiminwe kunye neekhowudi zokuskena, intlawulo yobuso ayidinginga iifowuni eziphathwayo, ezilunge ngakumbi kubantu abadala abangakwaziyo ukusebenzisa iiphasiwedi.
- Kukhuselekile. Intlawulo yobuso isebenzisa ukwamkelwa kobuso obu-3d, kudityaniswe nokufunyanwa kabini kwe-hadware kunye nesoftware. Kukhuselekile kunentlawulo ye-qr.
- Ingagcina iindleko. Ngokweenkcukacha-manani ezisemthethweni, intlawulo yobuso inokugcina i-50% yexabiso lexesha. Isiqu sakho - Inkonzo ye-Cashiers kunye neNtlawulo yobuso inokuthi inciphise i-pheneut yogqomo ngexesha le-Pepermarkes, iivenkile zokutyela, iindawo zokuthenga, kunye nezinye iindawo zabathengi.
Imeko yophuhliso lwexesha elizayo yentlawulo yobuso
Okwangoku, ukuhlawulwa kobuso kusetyenziswe ngokubanzi kwimarike. Ezi meko zilandelayo ziya kuvela kuphuhliso lwexa elizayo:
Ukuchaneka kokuphuculwa kwengcaciso yobuso
Nangona intlawulo yokujongana nayo isetyenzisiwe kwiimeko zorhwebo, abasebenzisi ngamanye amaxesha bafumana ukukhanya okungasemva kunye nokwamkelwa okungaphumelelanga, okuchaphazela amava omsebenzisi. Ukongeza, amawele afanayo kunye nonyango lwendlela yokuhlela kuya kuchaphazela intlawulo yobuso. Ngokuqhubela phambili kwe-Algoriths ye-Algoriths ye-Algore kunye neTekhnoloji yeHaredware, ukuchaneka kobuso bobuso kuya kuphuculwa ngokuthe ngcembe. Ke ngoko, amava abasebenzisi anokwenziwa.
Imveliso esemgangathweni
Nangona imibutho emininzi isungule iimveliso zentlawulo, inkqubo yeshishini, intsebenzo, kunye neMigangatho yezokhuseleko yentlawulo yobuso isenemigangatho efanayo. Amasebe afanelekileyo afunda kunye nokuphuhlisa imigangatho efanelekileyo. NgoNovemba 2019, iKomishini yokuNgeniswa kwezeMali kaZwelonke ikhuphe idrafti yeZimvo malunga "nengcaciso yobugcisa yokuyingwa kwe-intanethi Kwixa elizayo, ukubekwa emgangathweni kunye nokwenziwa kweemveliso zentlawulo yobuso yenye yeendlela zophuhliso.
Ukubonelelwa kwexabiso lentengiso - Iinkonzo ezongezelelekileyo
Inkqubo yokuhlawula yobuso ayiboneleli kuphela abathengisi ngesisombululo se-Smart Cashier Abathengisi kodwa sikwaphanga ukuthengisa kunye nexabiso - Iinkonzo ezongezelelekileyo kwesi siseko. Xa kuthelekiswa ne-POSE ye-POSE YESIQINISEKISO, IKhowudi ye-QR yeKhowudi, kunye nezinye izixhobo, izixhobo zokuhlawula ubuso zitshintshile ukusuka kwizikhululo ezilula zabathengisi kunye nezixhobo zolawulo. Kwixa elizayo, xa abasebenzisi behlawula, abathengisi banokudlala ilungu - Izibhengezo ezinxulumene noko kwiscreen. Abasebenzisi banokunandipha ngokuthe ngqo amalungelo kunye nezibonelelo emva kokuvula, ukufezekisa ukusebenza kwentlawulo, ubulungu, amakhadi, iikhuphoni, kunye nentengiso.
Imeko exhaphakileyo yesicelo
Okwangoku, intlawulo yokujongana nayo isetyenziswa ikakhulu kwi-Retital kunye nendawo yokuhlala. Ngokwanda kokuthandwa kwemakethi kwixesha elizayo, iimeko zayo zesicelo ziya kutyhileka ngokuthe ngcembe kumasimi anjengokuhamba kunye neendleko zokuphila ukuze zifezekise iimfuno zabasebenzisi.
Iinkonzo zokuhlawula ezihlanganisiweyo
Okwangoku, kukho umahluko othile kwi-algorithms yobuso kunye nokukhethwa kweqela lemodyuli phakathi kwababoneleli beenkonzo zentlawulo, ngenxa yoko kusekho ukunqongophala kweendawo zokuhlawula ngobuso ezinokuxhasa i-Aliipay, i-WECT, kunye nemanyano ngaxeshanye. Ngokusekwe kwiindleko ze-haredware kunye neemfuno zabasebenzisi, intlawulo ye-Aggregate yindlela engenakuphumelela kwixesha elizayo.
Ukhuphiswano oluvela kwezinye iindlela zokuhlawula
Nangona iindlela zokuhlawula ubuso sele ziqalile ukuba zisetyenziswe kwimarike kwaye ziphumelele iziphumo ezilungileyo, ukuphuculwa kweendlela zentlawulo ezihambahambayo kubonakalise imeko eyahlukeneyo, enje ngentlawulo ye-NR, intlawulo ye-qr, kunye nentlawulo yeminwe, kunye nentlawulo yeminwe. Nokuba intlawulo yokuhlawula ingekabikho isabelo esithile sentengiso kwikamva esisafuneka sivavanywe kwintengiso.
Ukuqukumbela
Intlawulo yobuso isetyenzisiwe ngokusemthethweni. Ibamba imakethi yentlawulo yoqobo ngendudumo kunye nemibane. Eli nqaku lishwankathela ikakhulu kwaye lihlalutya inkqubo yophuhliso lwentlawulo yobuso, iimveliso ezikhoyo ngoku, kunye nendlela yophuhliso lwexesha elizayo. Iindlela zokuhlawula kwixesha elizayo ngokuqinisekileyo ziya kulunga kwaye zikhuseleke ngakumbi.