Nkhani ya hardware "ikuyenda padziko lonse lapansi" ikuchitika
"Ndife banki ku Thailand, ndipo tikufuna kukonzanso mabasi kuti anthu azigwiritsa ntchito mafoni awo kuti alipire poyenda, monga ku China. Kodi muli ndi zida zotere?" Mwezi uno, iyi ndi imelo yachitatu yofunsidwa ndi zhang danyan, woyambitsa wa hangezhou glong ukadaulo.
Izi zikadakhala zosatheka zaka zitatu mpaka zisanu zapitazo. Zida zopangidwa ndi basi za basi zidalamulidwa ndi opanga opanga a ku Europe komanso aku America, ndipo makampani aku China sanayenere ku malo ogulitsira. Koma tsopano, ogwiritsa ntchito maofesi akunja akubwera chifukwa cha iwo chifukwa chosavuta: Pakugwiritsa ntchito mafoni am'manja, anthu aku China apitawa.
Makasitomala akunja akuphunzira za zida za Chinese .Zhang Danyan anali woyamba kumvetsetsa mwayi. "Kulipira kwa mabasi kumaphatikizapo kusintha kwa Hardware. Mtengo (Baidu, mapenti) Excel mu pulogalamu ndipo sangagwire ntchito okha." Kampani yake, ukadaulo wa nyanja, umakhala kuti upange zida zolipirira mafoni.
Kuganizira zaulendo wake wapunyuka zaposachedwa, Zhang Danyan amasunthidwa kwambiri pamene akupanga mafakitale a "owundana" pang'onopang'ono. "M'zaka ziwiri zapitazi, kugulitsa nyumba zapakhomo kwafupika kungopangidwa kwa zaka zisanu ndi ziwiri kapena zisanu ndi zitatu," zincyan adauza ndalama zambiri.
Ndi mafunde a intaneti m'mabasi, ukadaulo wa nyanja wage wagulitsa zinthu zoposa 170 mizindayi, ndiye kuti ndi zida zopitilira mabasi oposa 100,000, zopangidwa ku China "zikuyenda padziko lapansi.
Balzhou bus
Coin Dilemma
Mabasi 8,000 amalandila pafupifupi mamiliyoni 1.7 miliyoni mu ndalama tsiku ndi tsiku, ndikupempha anthu 200 kuti awerenge. Izi zimapangitsa matani a matanga.
Warehouse yodzaza, mabanki amakana kuwalanga, ndipo ogulitsa amayenera kulipidwa ndalama. Zimatengera galimoto yonyamula kuti inyamule makumi masauzande a yuan mu ndalama ...
Ichi chinali vuto lomwe limakumana ndi gulu la Hangzhou pagulu la Clulu asanafike 2017, vuto lofanana ndi mizinda yambiri.Muna "Card" Card Bread Collectate kwa 20 - Zaka 30.
Malinga ndi Unduna wa Kupita Kumayendedwe, anthu pafupifupi 250 miliyoni amasankha zoyendera pagulu tsiku lililonse, ndipo kukwera pachaka kuli pachaka chopitilira 90 biliyoni padziko lonse lapansi. Ngakhale izi ziwerengerozi, njira yachikhalidwe kwambiri yoperekera ndalama zimagwiritsidwabe ntchito.
Makasitomala akuwerengera ndalama, zowerengera zambiri, deta yosasinthika, komanso kulephera kutsimikizira zenizeni - Zambiri zachuma nthawi zonse zimasautsa mabizinesi. Komanso, kukula kwa ntchito zolipira zamafoni, ndalama zonyamula ndalama ndi makhadi a basi zikuvuta kwambiri kwa anthu amakono.
Pansi pa mfundo zopweteka izi, kugwiritsa ntchito ukadaulo wolipirira mafoni pa zoyendera pagulu kwakhala zochitika za makampani. Njira zolipira zolipira monga ma atterpay, zolipiritsa za QR Code, makhadi otumiza, ndi NFC ikupita ku makhadi a ma exant.uniony
Komabe, pamene mpikisano ndi wowopsa m'mapulogalamu owopsa, pali osewera ochepa pamantha, omwe amatsogolera kwakanthawi.
"Gwiritsani ntchito zanga, osati zakunja." Kumapeto kwa chaka cha 2015, Zhang Danyyan adakopa alipo. Pofika apo, gulu lake linali litakhala ndi zida zingapo zothandizira kulipira mafoni, zomwe adapangana ndi zowonetsera zowonetsera za mabizinesi, zomwe zimapangitsa kuti pakhale patejiyo, yomwe ili pafupi ndi basi kapena foni yomwe ili ndi intaneti.
"Ukadaulo uwu ndi wofunikira," zhang Danyan adauza zachuma. "M'mbuyomu, mbali inayo idayenera kukhala pa intaneti, ndipo kusamba kunatenga gawo limodzi lachiwiri, lalitali kwambiri. Izi zimapangitsa kuti kukwera bwino mabasi avomereze."
Komabe, ngakhale panali ukadaulo, liPay sakanathetsa mavuto a zida. "Makina Oyang'anira Everna amatenga mapaundi oposa 1,000," ndipo alipo nthawi yopeza malo ogulikira, ndi nthawi yosiyanasiyana, kulumikizana, komanso ndalama zotsika.
Zhang Danyan adaona za mwayi wake.
Basi yoyamba
"Ndidamuuza kuti," Sindinapite pamtanda - kugula malire, nditha kuthana ndi izi. "
Olimba mtima, kapena kungodzitamandira?
Mu 2015, monga "chaka cha zolipira zama foni" zinayamba, zochulukira zopitilira muyeso zidayamba kuthandiza a Alipoy ndi Wechat kulipira kwa Ichat, koma kulipira pafoni pa Mabasi sikunathebe kwa ambiri. Zhang Danyn adayamba kuganiza, bwanji ngati basi inali ndi makina ogwiritsira ntchito makina ogwiritsira ntchito mafoni?
Koma mabasi amabayi ndi osiyana ndi makina otchuka os. Ayenera kupirira kutentha kwambiri ndi kusintha kwa magetsi. Kuonetsetsa kuti ndalama zonse zitheke ndi gawo loyamba chabe. Kuchokera pakufufuza "kuduka" kuyenera kukhala mkati mwa masekondi 0,3, kukhazikika ndi miyezo yopezeka ndi ukadaulo wambiri.
Choyambirira cha kufika pawiri chimalekanitsa "kujambula" ndi "kulipira". Ngati palibe network, pulogalamu "yoyamba" yoyamba ndikuchotsa malipiro pomwe maukonde abwezeretsedwa. Ngakhale okhala ndi kusokonezedwa chizindikiro, kulipira kumatha.
Kutengera izi, kumayambiriro kwa 2016, tinthuy ndi Golng kunayamba kukhazikika. Iwo anasintha mosalekeza kuti anali kutalika, maudindo, ndi kuyatsa kwa zida, kuyesera mobwerezabwereza mitengo yolipira, nthawi zolipirira, ndipo mawu awa anali miyezi itatu.
Kumbali ina panali technology yamphamvu ya Alipay yomwe ikugwirizana mosalekeza; Pamodzi gulu la Zhang Danyan lili ndi zaka zambiri zomwe zachitika pa malonda ogulitsa mabasi, kuwonjezera phindu pakukula.
Gulu likuikira ndalama zolipirira basi
Wophunzitsa mabasi, gulu laling'ono la ochepera 10, ndipo zotsatira zaposachedwa zidaphimba ngodya iliyonse ya intzhou, ndikuyang'ana madera omwe ali ndi zikwangwani zoipitsitsa, monga ma synels oposa 50 kuti atsimikizire ngati malonda angakuthandizeni.
Mu Seputembala 2016
Gulu likuikira ndalama zolipirira basi
Nditakwaniritsa chotsitsimula, amakumana ndi mavuto ambiri.
Kutsegulidwa kwa mzere woyamba wa QR koloko kunapangitsa kuyankha kwamisika, ndipo zhang Danyan amateteza dongosolo loyambirira loyambirira: kuyika zida zoposa 8,000 za mapepala onse a kambuku.
Kwa Zhang Danynan, izi zinali ngati "zotchova juga." "Ndinkafunikira kwambiri kuti ayambe kupanga, koma kubwezeretsa kwam'mwamba komwe sikunafike, ndikuyika zondikaza zachuma. Kuthana ndi mabatani kungasambidwe kwambiri." Zhang Danyan adakhala ndi gawo lolimba mtima, ndikubwereketsa chuma chake ndikubwereka yuan woposa mabanki. Ngakhale adafulumira, amakhala ndi nkhawa.
"Tikakulunga mzindawo," Zhang Danyan adanenanso zachuma. "Nthawi zambiri, timangotulutsa zinthu, kuyambira 70 - mayunitsi 80 - 2000, 200, sitepe ndi magawo ambiri ovomerezeka."
Ngakhale mafashoni ambiri mu labu, osadziwika kuti amasamalira okwera kwambiri nthawi yayitali komanso mabatani oposa 8,000 omwe amayambitsa nthawi, ndipo zr Danyan amadandaula kwambiri.
Chifanizo
Tsiku lotsatira livezhou atakhazikitsa, kuitana kwa deqing kunabwera. "Tikufuna kukhala kopenda koyamba - Tekinoloji ya GOLON idamaliza kubwereza kwaukadaulo, kukhazikitsa, ndi kukukuta mu sabata.
Mu Marichi 2018, makasitomala a golong a Golomo amawerenga 50. Pakutha kwa chaka, zida zawo zolipira za QR zidalowa m'mizinda ya 120, chifukwa chogwirizana kwambiri ndi aripoay.
Onse a Golng - mu - makina amodzi olipira basi
Zhang Danyan anati: "Zosintha zomwe zinali zaka ziwiri zapitazi zakhumudwa pafupifupi zaka khumi," adatero. M'dzikoli, pali pafupifupi 600 - Mabasi zikwi 700, okhala ndi zida zokhazikika 5 - Zaka 8. Kupanga makina amakhadi a mabasi omwe amakhala ndi mayunitsi pafupifupi 100,000, koma zolipira zam'manja zakhala zikuyenda bwino. Ngakhale kuphulika kwa msika, pali opanga masitepe a kanthawi kochepa ku China.
Malinga ndi buku la "National New Trautation dongosolo," Pofika 2020, mayendedwe aboma ayenera kuposa 60% ya maulendo oyendetsa mizinda yokhala ndi anthu opitilira miliyoni. Zaumoyo Zazachuma Zikuti Pafupifupi Makampani 800 County ndi City County akuyembekezera kusintha kwaukadaulo.
Malinga ndi Hengda Reast Institute, Steale yolipirira foni ya China inali 202.93 trillion Yuan mu 2017, omwe ali ndi malire padziko lonse lapansi.Izi zikuyika maziko a mafoni - Kukula kwa Makampani Adziko Lonse.
Awa ndi mwayi, zonse zikuyamba kumene.
Hangzhou, monga mpainiya wakunyumba yanzeru, atsogolera kugwiritsa ntchito ndalama zolipira m'mabasi kuyambira chaka chino. Anthu azizindikira kuti pali makina okwera potuluka basi. Kukhazikitsa Makina a Golong Pos m'mabasi amatha kupereka njira zingapo zolipira QR Code ya Aliipoy, Unionpay, ndi njira zina zolipirira. Hangezhou ndi mzinda woyamba ku China zomwe zimakwaniritsa ndalama zolipirira mabasi. Mabasi onse a mabasi oyenda pagulu la mabanki ndipo mabasi oposa 8000 athandizidwa ndi Fertpay Fertpapt ndi Alipo, omwe amaphimba ku mathiramu akuluakulu, Xiashan, xiang, ndi Dajiang East.
Malipiro a Basi
Kubetcha kwakukulu
Galimoto - Makina okwerera mabasi amagwiritsa ntchito njira yolipira mafoni, mwachangu ndikupukutira ma cell a QR, ndikuyika ndi kuyika deta. Pozindikira kuti nambala ya QR imangofunika masekondi 0,3, omwe amatithandizanso kulipira.
*Galimoto - makina otsekeka a Scanning QR Imapereka ndalama zochepa zokhazokha ogwiritsa ntchito komanso kufunikira - Zowonjezera zowonjezera za mabasi, ndikuwunika kwa nthawi yayitali kwa okwera magalimoto, ndikuwongolera kasamalidwe ka antchito.
Kutenga basi ndi njira zoyendera pagulu ngati gawo la malo obisika. M'badwo wa ogwiritsa ntchito ndikhwima. Wogwiritsa ntchito ndi wamkulu, ndipo pafupipafupi kugwiritsa ntchito. Apaulendo amakumana ndi mavuto akuyamba ndi kusintha, ndikukonzanso. Kulipira kwam'manja kumatha kupatsa okwera kwambiri. Chifukwa chake, kulipira kwa foni kumakhala ndi ogwiritsa ntchito mokhulupirika komanso wokhazikika. Kulipira monga pachipata chathunthu, komwe kumatha kukopa okwera kuntchito ndi magawo ena papulatifomu, mofulumira zokhudzana ndi mabizinesi ndi ogwiritsa ntchito otsogolera.
Kulipira kwam'manja, monga koineray ndi kufinya, kumapangitsa kuti anthu azimva bwino komanso othandiza. Pakadali pano, Harzzhou yazindikira kulipira kwa panthaka, basi, ndi kukwera - kuyenda njanji, komwe kumathandizira kwambiri kuyenda kwa alendo komanso nzika zakunja.
Pambuyo pa G20 Curmit, chithunzi cha Hargzhou monga mzinda waku Tristoge Tourch Tourism akhala wotchuka kwambiri, kukhala wabizinesi yatsopano ya kusinthika kwa China. Tekinoloji ya HOLON ingathandize ku Haltzhou amapanga mtundu wa Smart Mizinda, ndikupanga cyzzhou pamzinda wolipira wa foni.